Credit Card Debt
Credit card debt is one of the most common problems facing people considering bankruptcy. Often a missed or late payment on one card creates a chain reaction of increased monthly payments and higher interest rates on other cards as well. Once the interest rates go up, people often find that their minimum monthly payments are no longer affordable. Fortunately, people who qualify for bankruptcy relief can still discharge (i.e. cancel) credit card debt through the bankruptcy process under most circumstances. This is true whether or not a person is behind on the monthly payments on the credit cards, or even if a credit card company has resorted to legal action for collection.
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Access Counseling - 800.205.9297
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