+Can bankruptcy help me with credit card debt?
People who qualify for bankruptcy relief can discharge (i.e. cancel) credit card debt through the bankruptcy process under most circumstances.
+What about medical bills?
Medical bills can be wiped out through the bankruptcy process in most cases.
+Will bankruptcy stop a foreclosure?
Those faced with a foreclosure often look to the court-supervised repayment plan of a Chapter 13 bankruptcy to allow them to force the mortgage company to accept a repayment plan to catch up the mortgage payments over a three to five year period.
+Will bankruptcy stop a wage garnishment?
A wage garnishment, like all other collection activity, must stop immediately once a bankruptcy case is filed.
+Can bankruptcy help me with back taxes?
Under the repayment plan of a Chapter 13 bankruptcy, tax debt is considered a "priority" debt, which means back taxes are paid before most other debts.
+I heard I need to take a credit counseling class.
Every person who files bankruptcy must complete a credit counseling class prior to their case being filed.
+What about a financial management class?
Every person who files bankruptcy must complete a personal financial management course after their case is filed.
+ Where is the Federal courthouse?
+ Parking for Federal courthouse?
Parking is available in the courthouse parking lot, which is located west of the courthouse. Additional parking is available on Lafayette Street approaching the courthouse and on State Street in front of the courthouse.